PAYMENTS
Charges
Our charges are based upon the difficulty of your problem or problems for which you seek help. Charges to patients are based in part on the type of patient and examination.
We do not wish anyone to be denied medical care because of an inability to pay. If you have difficulties understanding or paying your bill, please discuss the problem with your doctor or our patient accounts manager. We participate in several managed care programs.
Types of Patients
New Patient – A new patient is one who has not received any professional service from the physician within the past three years.Established Patient – An established patient is one who has received professional services from the physician within the past three years.
Types of Exams
Problem Focused – An examination that is limited to a single affected body area or organ.Expanded Problem Focused – An examination of the affected body areas or organ system and other symptomatic or related organ systems.
Detailed – An extended examination of the affected body area and other symptomatic or related organ systems.
Comprehensive – A complete single system specialty examination or a complete multi-system examination.
Payment
We encourage patients to pay for services while they are in the office or send the payment back to us in the envelope we provide. This reduces overhead and makes a genuine contribution to controlling medical costs. We accept several forms of payment including Visa or MasterCard if you wish.
Insurance
We automatically submit insurance forms to Blue Cross/Blue Shield and several other companies. However, there are insurance companies that have no working relationship with us. In such cases, you must submit the form IMG provides to your insurance company.
Medicare
You are responsible for our entire charge. The insurance company will pay a portion of our fee, but only rarely will it pay for the entire fee. We do no accept insurance payments as payment in full and expect you to pay the balance not covered by your contract with your insurer.
We automatically submit Medicare forms for you. Please understand that Medicare expects you to pay the amount of our proper charge, which they do not pay. Medicare requires that we collect this amount from you.
